The basic eligibility criteria required to apply for a new Credit Card in Bangladesh are as follows. Lack of documents or information your applications may decline/rejected.
Basic Eligibility Criteria:
- Age range for the primary cardholder is 21 years to 60 years
- Age range for the supplementary cardholder is 18 year to 60 years
- Age bar can be relaxed for secured cards
- Nationality must Bangladeshi
Minimum Income range BDT:
Card Type
|
Income Range for Job Holder/Service
Man
|
Businessman/Landlord
|
Classic/Silver
|
20,000 To 25,000
|
75,000
|
Gold
|
30,000 To 35,000
|
100,000
|
Platinum
|
60,000 To 75,000
|
150,000
|
Signature
|
120,000 To 150,000
|
2,00,000
|
NB: As per issuer bank or depends
of company type income range can be varied.
Experience Required (Length of Service/Professional Practice/Business)
Job Holder/Service Man:
|
company- 6 months total length of service in current/previous
organization
|
Professional Practice:
|
1 year of experience in practice for self-employed professionals
|
Business:
|
For Businessmen Minimum Length of Work Experience 3 years
|
NB: As per issuer
bank or depends on company type Experience Requirement can be relaxed.
Required Documents to Apply for New Credit Card.
Private service/Job |
Salary certificate/LOI/pay-slip. Bank statement
E-TIN (Mandatory)
National ID Card (Mandatory)
Passport copy (optional)
Business Card / Office ID copy
CIB undertaking and inquiry form (Mandatory)
Passport copies for international card
|
Government employee |
Salary certificate/pay-slip.
Bank statement.
e-TIN (Mandatory)
National ID Card (Mandatory)
Business Card / Office ID copy
Passport copy (optional)
CIB undertaking and inquiry form (Mandatory)
Business Card (If available)
|
Multinational |
Salary certificate/LOI/pay-slip, Bank statement
e-TIN (Mandatory)
Passport copy (optional)
National ID Card (Mandatory)
Business Card / Office ID copy (optional)
CIB undertaking and enquiry form (Mandatory)
|
Self-employed (Sole proprietorship) |
Updated Trade license for 3 years
Latest Sanction letter for OD/CC/TR/Hypo etc. (As applicable)
Last 12 months bank statement
e-TIN (Mandatory)
Passport copy (optional)
National ID Card (Mandatory)
CIB undertaking and inquiry form (Mandatory)
|
Partnership |
Partnership
deed on government revenue stamp
Latest Sanction letter for OD/CC/TR/Hypo etc. (As
applicable)
Up to date
Trade license for 3 years
Last 12 months bank statement both company and personal
e-TIN (Mandatory)
Passport
copy (optional)
National ID
Card (Mandatory)
Latest Trade
License Copy.
CIB undertaking and inquiry form
|
Limited company |
Memorandum
of Association.
Certificate
of incorporation.
Latest
schedule X & XII for Private limited company
[if Schedule X is not available then Board Resolution by
stating up-to-date share distribution]
Latest Sanction letter for OD/CC/TR/Hypo etc. (As
applicable)
Last 12 months bank statement both company and personal
e-TIN
(Mandatory)
Passport
copy (optional)
National ID
Card (Mandatory)
Latest Trade
License Copy
CIB undertaking and inquiry form (Mandatory)
|
Landlord |
Last 12
months bank statement
e-TIN
(Mandatory)
Passport
copy (optional)
1-year
continuous bank statement
Rental Receipt/Copy of Rental Agreement(s) with the tenants
Rental the agreement is mandatory for institutional tenant
Copy of
Title Deed
Lease Deed
with AC Land Mutation/Lease Mutation
Updated
holding TAX
Partition
deed for single build with multiple owners
Copy of National ID Card of applicant and guarantors (if
applicable)
CIB undertaking and inquiry form (Mandatory)
|
Secured Card (Lien against Deposit Account) |
Top sheet,
General instruction /FD advice
Letter of
lien and set-off over deposit account.
The fund holds
instruction.
FDR
receipt/hold value
Account
print-out.
e-TIN/NID.
Memorandum
of deposit of securities.
Authorization
for the encashment of securities.
Letter of
Guarantee (Joint/Several)
Undated
form.
CIB undertaking and inquiry form (Mandatory)
|
N.B. NID for the supplementary card is mandatory.
Offers/Doc/
Features May variable as per issuer Bank management decision or agreement
condition. So, please be confirmed before applying for a new credit card.
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