How You Will Get Credit Card Without Job Or Business - Credit Card Fact

How You Will Get Credit Card Without Job Or Business - Credit Card Fact

Number of people who have no job or business, I mean that they have no income source students are including here. But those people are willing to take a credit card for their multipurpose uses. How do they take credit cart without income? I pleased to inform you that absolutely those people can take credit card without any hassle.

First you should know that Banks are providing two types of credit card secure credit Card and unsecured credit card. Unsecured credit card is issuing job holder, business man & professionals. Banks issuing their maximum number of Credit under Unsecured sections.

Secondly Bank issuing secure credit card, in one condition, who have no job or business. The condition is if above 18 years anybody made any fixed deposit (FDR) in bank minimum amount BDT 50,000 then bank will provide a credit card against FDR. In this condition credit limit will 80% or 90% of FDR amount and maximum credit limit will BDT 20 lac.

Example: Assume you made BDT 1,00,000 fixed deposit then your credit limit will 1,00,000*80% = BDT 80,000. when you will be deposited BDT 50,00,000 then your credit limit should 50,00,000*80% = BDT 40,00,000 but here you will get credit limit BDT 20,00,000. This the policy as per central bank.

Here you have other benefits that you will get interest on your deposit amount and until close your credit card you can’t withdrawal your deposited amount.

For further and details you card contact your nearest bank or Call Center or you can apply with us.